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Questions? Call toll-free 1-866-771-5002

201 Tripp Trail
Denton, Texas 76207
Phone# 713-343-6000 ext 381
Cell 940-300-5560
972-432-6565
www.victorianfinance.com

NMLS RMLO #50635

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Program is available through
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on this website are subject to change without prior notice.


Victorian Finance
NMLS #50635

Better Business Bureau Member

denton-chamber-of-commerce
   
equal house Equal Lender



Terms and Conditions of Use
 
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How do I get a loan?
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What’s important when you’re getting a loan? You need all three:

      1. Your Credit Score. All our loans have credit score requirements.
      2. A two-year history in education. If you're a recent college graduate, college can count in that               history. Another ISD still counts as history.
      3. Debt-to-Income ratio. If your fixed bills each month are less than a certain percentage of your               gross pay, you may be able to qualify for a house.

As the branch manager, I select the loan that will give you the lowest rates and the most favorable terms, whether FHA, Conventional, VA, or USDA. By working directly with a lender, you can reduce the commission you pay for your loan! Why pay someone else to shop for what you can get directly from the lender itself?

How do you start? Go to "How do I qualify?" on the left side navigation bar. It is the same application for:

      1. a Credit Check,
      2. a Refinance,
      3. a Mortgage Loan, or
      4. a Qualification.

Be sure to fill out the form completely so it can be processed!




            Howard Karloff
            NMLS #781850
            Cell 940-300-5560  
            Toll-free 877-592-9894  
            972-432-6565  
            howard@lamplighterone.com
            
           

LampLighterOneAll products offered are subject to credit approval.
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